Cultural heritage, such as historical cities, monuments, and archaeological sites, represents our identity, contributes to people’s wellbeing and local economy development, and helps to build more resilient communities. However, effects of natural as well as human-induced disasters threaten historical heritage, and they had caused the irrecoverable loss of many properties over the centuries. The issue is topical especially because the number as well as the magnitude of disasters predictably will increase in the future also due to the effects of climate change. Therefore, it is more necessary than ever to schedule timely and tailored strategies dealing with the effects and consequences of future disasters on cultural heritage paying attention to possible strategies to assure future conservation. In this direction, the article, starting from a brief overview about disaster consequences on cultural heritage, lingers on the role that insurance can play as ex ante and ex post tool in setting up policies dealing with catastrophe risk and cultural heritage. The conclusion considers some future research perspectives.
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