The interaction between State and Insurance has different characteristics depending on product lines and countries. It spreads from defining the regulatory framework, underwriting insurance products, compelling some types of insurance and covering losses after an event as insurer of last resort. Some central governments mainly self insure withdrawing from the general taxation system, some others buy private insurance coverage. Anyway there are leveraging skills opportunities and growing capacity to allocate risks efficiently and retain only the portion that is uninsurable coming from the interaction between private insurance and State. This work aim to shed light on the connections of States and the Insurance industry in the line of business of insurance of natural disasters in the Italian case.
L'interazione tra imprese di assicurazioni e stato nella gestione delle catastrofi naturali
GENTILE, VINCENZO
2013-01-01
Abstract
The interaction between State and Insurance has different characteristics depending on product lines and countries. It spreads from defining the regulatory framework, underwriting insurance products, compelling some types of insurance and covering losses after an event as insurer of last resort. Some central governments mainly self insure withdrawing from the general taxation system, some others buy private insurance coverage. Anyway there are leveraging skills opportunities and growing capacity to allocate risks efficiently and retain only the portion that is uninsurable coming from the interaction between private insurance and State. This work aim to shed light on the connections of States and the Insurance industry in the line of business of insurance of natural disasters in the Italian case.I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.
